True. 35% may be a bit low, however, but I agree with everything else. On my first job, I didn't follow these guidelines. That's a mistake I won't commit again.
I'd add:
Fourth - say no to overtime, even if it's paid. Unless you're really in desperate need for money, think for a copule of minutes and you'll realize that your time (which you can use to do a ton of interesting things, and in fact is ultimately the matter life is made of) is usually more valuable than your money.
I'd add:
Fourth - say no to overtime, even if it's paid. Unless you're really in desperate need for money, think for a copule of minutes and you'll realize that your time (which you can use to do a ton of interesting things, and in fact is ultimately the matter life is made of) is usually more valuable than your money.