In the case of Diablo3 you can buy in game gold for money off the real money auction house.
Going the other way you can sell gold for money on the real money auction house and in return can receive the money into a PayPal account.
There is a transaction fee of 15% of the total sale price for converting to real money. This is on top of the transaction fee for selling the item on the real money auction house which is either $1 (items) or 15% (consumables including gold).
So sending money from one person to another via diablo3 gold would cost 30% or possibly less if you buy items with the gold you buy and sell them on the real money auction house, though that's probably slower and more time consuming.
Alternatively you can transfer the money to a Blizzard account, which can be used to buy items on Blizzard's own store. This avoids the 15% fee for the transfer of real money (but not the listing fee). However, laundering money with Blizzard merchandise is probably a risky business. That said, if you bought enough of a game right around it's release that was popular it might be worthwhile.
PayPal itself is a registered MSB. So that may avoid the issue for Blizzard in the case of the route of converting to real money via PayPal. However, I'm not clear if the regulation applies in the case of buying goods and services from a Blizzard account.
I'd say the fact that you can trade gold in game between players is itself another problem for Blizzard.
Going the other way you can sell gold for money on the real money auction house and in return can receive the money into a PayPal account.
There is a transaction fee of 15% of the total sale price for converting to real money. This is on top of the transaction fee for selling the item on the real money auction house which is either $1 (items) or 15% (consumables including gold).
http://us.battle.net/d3/en/game/guide/items/auction-house#fe...
So sending money from one person to another via diablo3 gold would cost 30% or possibly less if you buy items with the gold you buy and sell them on the real money auction house, though that's probably slower and more time consuming.
Alternatively you can transfer the money to a Blizzard account, which can be used to buy items on Blizzard's own store. This avoids the 15% fee for the transfer of real money (but not the listing fee). However, laundering money with Blizzard merchandise is probably a risky business. That said, if you bought enough of a game right around it's release that was popular it might be worthwhile.
PayPal itself is a registered MSB. So that may avoid the issue for Blizzard in the case of the route of converting to real money via PayPal. However, I'm not clear if the regulation applies in the case of buying goods and services from a Blizzard account.
I'd say the fact that you can trade gold in game between players is itself another problem for Blizzard.
I'm not a lawyer, this isn't legal advice, etc...