"I'm so much smarter than those Americans'" Your words, not mine, I did not say that. I did ask "Why use Cedit Cards at all?" because it made no sense to me. Thankfully there are some of your countrymen who can tell me why without talking about "ideological hangups" or my math skills.
I can only guess by your comments, but it would seem you're not very happy in the Netherlands? I'm probably one of the few Dutch people who bothered (visiting the US and) studying Amercian psychology, history and policy.
On the other hand I like to fully own my stuff right away. I care not for the 'discount' I might receive if I lend it. Cash also brings it own benefits (and being Dutch I like to haggle and hate lending).
"it might be worth familiarizing yourself with the kind of behavior that is accepted and expected here."
True, you didn't explicitly say it, but your words did imply it. While we're being pedantic, I didn't say you said so either, I just said you said a permutation of it, which you did.
"I can only guess by your comments, but it would seem you're not very happy in the Netherlands?"
Oh I'm mostly happy right now, and the Netherlands is one of the best countries for me to live in right now. But just because I'm fairly content with something doesn't mean that I can't identify any faults with it - actually, I could name a whole list of things I dislike about the Netherlands and Dutch culture in general, yet I still choose to stay here (I guess relevant: while Belgian by nationality, I have a Dutch wife, was born from a Dutch mother and Belgian father and have lived in the Netherlands for 10+ years. I basically asymptotically approach being 'real' Dutch, so to speak, and I could list just as many things I dislike about Belgium as I could about the Netherlands - more, actually, hence me living where I do).
"I care not for the 'discount' I might receive if I lend it."
OK well if you prefer to be irrational wrt your finances, more power to you, but proclaiming some sort of moral superiority because of it is out of line.
I can only guess by your comments, but it would seem you're not very happy in the Netherlands? I'm probably one of the few Dutch people who bothered (visiting the US and) studying Amercian psychology, history and policy.
On the other hand I like to fully own my stuff right away. I care not for the 'discount' I might receive if I lend it. Cash also brings it own benefits (and being Dutch I like to haggle and hate lending).