Yes, that is my opinion. That is my take on life: Everything is your responsibility that you can reasonably manage. In my view, you can't depend on the government or anyone else to take that mantle of responsibility from you as an individual. If they can help, great. But I'm not depending on it.

If there is something practical and cost effective that the government has the responsibility to enact, I'll hear out the idea. But this is not one of those ideas--as you said--in my personal opinion.