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You can't enter into a contract with someone and then just pull the payment instrument out from under them.

Isn't that a different argument though? I had my wallet stolen at the end of February and would be outraged if charges from any of those cards suddenly went through my bank account.

I agree that one shouldn't just walk away from one's commitments, but isn't that what the small claims courts are, in theory at least, meant to enforce?



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