My US bank is hilariously slow to change and I love it, debit card doesn't have that wireless thingy, the website did change recently, but it had 2000s dot com boom vibes before, and a rate of change of once every 20 years is fine, especially since they sent copious amount of emails and followed up to make sure everyone was able to do stuff.

In general I think the US is very respectful of slow change, hell you file taxes by sending mail or faxes!