Thanks to modern payment companies we are already living in the good place. Before Paypal you almost couldn't get paid on the internet at all. If you wanted to accept credit card payments it was a whole ordeal and banks didn't understand why anybody even wanted to sell things on the internet.

Payment processing also got much cheaper. It's arguably still more expensive than it should be, but giving up a few percentage points in revenue in exchange for frictionless payments is a really good deal.