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My VISA (chip + PIN) works without any problems for online purchases. Some sites even transfer me to my bank's payment gateway that sends me an SMS with a number in order to be able to pay.

I don't have a credit card. I know a lot of people who does but rarely uses them, debit cards feel more secure than credit cards against theft/fraud (and I'm not really sure if they are, I don't think so).



Debit cards aren't more secure again fraud. If anything they are less so. Much easier to refund a transaction on a CC.


My VISA ... I don't have a credit card

Visa is a credit card, however. In Europe, it's often tacked onto a regular debit card, but it's a separate thing not everyone has.


You can get "Visa Debit" cards


I'm intrigued. What bank does that?


It's called 3-D Secure. (http://en.wikipedia.org/wiki/SecureCode)




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