Specifically, if the money is just as gone if the instructions are "wire 22 million to this Russian bank address" instead of "wire 22 million to this Bitcoin address".
...did you just admit to being a ransomware author? My impression is that ransomware is run by organized crime with ties to Russia, and isn't the work of a small team, but, well, I don't know much about running a criminal ransomware organization. If you do, I'd love to hear more!