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> Big corporations are absolutely terrified of accidentally using health data illegally

I am acutely aware of this, and am also aware that most "big corporations" have nothing to gain from mishandling/abusing PHI. But health insurance firms obviously do.

Another notable analog is the credit reporting industry. Despite serious & repeated abuses of consumer financial privacy, these companies consistently get off with a slap on the wrist. And we're supposed to believe that their neighbors, the insurance industry, are good guys from a radically different paradigm?



The liability difference between intentionally using health data illegally and being susceptible to a cyperbreach is not comparable.

Can you find an example of a credit reporting company lying about what data went into their credit scores? That's the comparable violation.


Credit scores, unlike healthcare plans, are not for consumers, they are for creditors. Consumer loans are the real analogy you are looking for.

The domain of private financial & life info they have direct legal access to is pretty absurd. Many creditors will additionally ensure a background check of their customer prior to finalizing a loan. What "private" data remains sacred at this point? Why do we have regulations like ECOA in the first place? Because of many such abuses.




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