Small caveat: as an apartment dweller, the way to own and operate my own car is to rent an underground parking space, which will, in time, be retrofitted with a charging plug.
On the other hand, that's definitely more expensive than street parking and not everyone will be able to afford it, so your statement is overall correct for the majority of people.
Where I live there are no available parking spaces, and parking garages are all fully booked, but even if they weren't, you can't install your own charger.
There are a few properties on sale, but the starting price is around 40 thousand euros for 16 square meters.
I don't think you can really generalize that easily. Where I live, street parking with a residential permit is way cheaper than renting a spot in a garage, and I know other big cities have similar schemes.
On the other hand, that's definitely more expensive than street parking and not everyone will be able to afford it, so your statement is overall correct for the majority of people.