Debit cards are 48% of all payments in the UK, and credit cards 8%.
Cash is 15%, the rest are various types of bank transfer. Note this is all transactions, online and in-person, including things like subscription renewals.
(How can a debit card be cloned, anyway? I'm not aware of any case of this, only a possible problem in the USA where data is 'cloned' onto a magstripe card.)
Accordingly to ukfinance.org[0] 13% of card transactions are CC and the rest are debit. I'm surprised it's that high for CC, but still, I think it's reasonable to say a lot of people use them.
Er yes, you're right about debit card cloning I think. I'll retract that one :) However if purchase something that doesn't work your CC company is jointly liable (crazily enough) and if your card details leak you have protection against fake purchases. Neither is the case for debit card use.
