Ironically, you're exhibiting the exact behaviour I'm talking about - thinking tightly in the box.
"I have a lot of money. At last I can buy a very nice home, have no debts, set up large trust funds for my kids/friends/whatever, maybe buy a yacht and scoot around in it" is what I mean by 'middle-class', aka 'living the way I always dreamed' kind of stuff.
"I have a lot of money. I'm going to buy an NBA team and run it, and also fund a charitable organisation to eradicate malaria in Cambodia. Then I'm going to give patronage to an art school" is not.
"I have a lot of money. At last I can buy a very nice home, have no debts, set up large trust funds for my kids/friends/whatever, maybe buy a yacht and scoot around in it" is what I mean by 'middle-class', aka 'living the way I always dreamed' kind of stuff.
"I have a lot of money. I'm going to buy an NBA team and run it, and also fund a charitable organisation to eradicate malaria in Cambodia. Then I'm going to give patronage to an art school" is not.