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> when you can be doubling your money roughly every 20 years with stocks.

With housing, a poorly-capitalised speculator can get a mortgage to buy property, and pay it off using rental income, with a deposit of maybe 15-20% of the value of the property. This lets them capture the price increase on a multiple of their deposit.

It is much harder to do something similar with the stock market and loans. Amount loaned would be lower and interest rates higher.



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