And I would like to emphasize your point and add that the dismissive observation really isn't helpful because the main point is especially true for those who really do struggle.
If the highest-earners of the middle-class have their discretionary income locked up in housing costs, how much more difficult is it for those who don't have the same level of income. Housing then eats into non-discretionary expenses.
If the highest-earners of the middle-class have their discretionary income locked up in housing costs, how much more difficult is it for those who don't have the same level of income. Housing then eats into non-discretionary expenses.