I would say using Venmo is different but the idea that a social network could be built around a p2p payment service works surprisingly better than it has any right to.

https://soundcloud.com/replyall/4-follow-the-money

It's the idea that P2P payments are PUBLIC BY DEFAULT on "social media" platform and what that says about people's idea of what privacy is.

I don't disagree but at the same time it's one setting away to make them all private forever. It could be much worse.