I'm actually more worried about Google banning my account and every service along with it, and having no way to get it back or even speak to a human about it because I don't have a large Twitter following or a buddy that works at Google.
That sounds like a reasonable concern. I generally worry more about alternative options being bought by someone else, or languishing / deprecation.
In either case, the subject of a decent article might be: setting up automated exports from service features like Takeout, to mitigate the risk of personal service account closures and disruptions.