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You can, but you shouldn't. I hate to use the term slippery slope, but it's crazy to me that they still do this. You could easily apply to same logic to race and prison statistics and how officers treat who they're dealing with, who you hire, etc.

Much better to do it on an person by person basis.



It is much better, that's why insurers try their best to do so. The more data is available, the more feasible that is.




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